uob personal banking
uob personal banking
Blog Article
UOB Financial institution delivers a range of particular banking companies created to meet the money demands of individuals. Underneath is an extensive overview to assist you comprehend The real key factors and offerings.
Forms of Accounts
Financial savings Account: This account helps you to save cash while earning curiosity.
Options: Quick access, desire earnings, minimum expenses.
Advantages: Risk-free place for your money, opportunity expansion through fascination.
Present-day Account: Ideal for day-to-day transactions and running costs.
Characteristics: Checkbook facility, overdraft security.
Benefits: Hassle-free for normal payments and withdrawals.
Fastened Deposit Account: For people seeking to generate better desire fees over a fixed time period.
Characteristics: Fastened time period deposits, bigger interest rates in comparison with personal savings accounts.
Added benefits: Protected financial investment option with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans that could be utilized for different reasons like education and learning or property renovation.
Kinds:
Installment Loans
Credit history Traces
Positive aspects: Versatile repayment terms, aggressive fascination charges.
Residence Loans: Personalized alternatives for getting home or refinancing existing home loans.
Sorts:
Set Rate Household Bank loan
Floating Price Dwelling Financial loan
Rewards: Various designs to match person needs, beautiful prices.
Bank cards
UOB gives a range of charge cards catering to different life and spending behaviors:
Rewards Playing cards: Earn factors on every acquire which can be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on everyday shelling out such as groceries and dining out.
Journey Playing cards: Unique Added benefits like air miles accumulation and travel insurance policies protection.
Expense Companies
For people thinking about increasing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for lengthy-phrase expansion targets.
Structured Deposits * Combines the functions of classic deposits with expense items. check here * Most likely bigger returns but with some danger concerned.
Insurance policies Solutions
To safeguard you and All your family members versus unexpected situations:
Life Insurance coverage * Offers monetary security in case of Dying or significant health issues. * May function a discounts Resource dependant upon the coverage decided on.
Wellness Insurance policy * Covers medical fees together with hospitalization expenditures. * Essential for mitigating higher Health care charges.
Digital Banking Services
Benefit at your fingertips by digital platforms:
World-wide-web Banking
Helps you to deal with your finances on line:
Look at account balances and transaction history
Transfer resources concerning accounts or shell out expenses
Submit an application for new merchandise (loans/charge cards)
Cell Banking
Banking on-the-go through mobile apps:
Quick harmony checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to offer personalized banking remedies that cater particularly to particular person specifications when ensuring usefulness and stability in all transactions.